They have demonstrated repeatedly a manipulative atmosphere targeting young people in particular while preaching rank heresy.
Larry Cunningham Place of Publication: Part I of this article gives an overview of the problem: Part II analyzes the major scientific studies on dog bites, showing that no one has adequately proven that some breeds are more inherently dangerous than others.
Part III shows that breed discrimination and breed-specific legislation are opposed by most veterinary and animal groups. Part IV demonstrates that insurers have been ignoring the unique and special role that pets play in millions of American homes.
Part V shows how the insurance industry is a highly regulated industry which subjects itself to legislative control where, as here, the public is being harmed by underwriting decisions not driven by actuarial justification.
I brought my two dogs with me: Saffy a 4-year-old mixed breed whose parents were a fluffy red Chow Chow and a big black Labrador Retriever and Semona a 2-year-old Rottweiler.
Neither Semona nor Saffy has ever bitten anyone.
Neither has shown any aggressive tendencies. Both are extremely playful and friendly animals. After I placed a bid on a house in Lubbock, Texas, I began the search for homeowners' insurance-a process which I thought would be straightforward and easy.
Much to my surprise, dozens of insurance companies denied my application outright. Semona is a Rottweiler and Saffy is half-Chow.
Rottweilers and Chow Chows are on the "blacklist" of dog breeds. Some insurance companies believe they, along with Pit Bulls, Huskies, Doberman Pinchers, and other specified breeds, are more likely to bite humans and, in turn, cause liability claims to be brought against their owners.
Even mixed breeds, like my half-Chow Saffy, are blacklisted. This practice is known by many dog owners as "breed discrimination.
After weeks of calling nearly every insurance agent in Lubbock, I was able to obtain insurance through the Texas Farm Bureau, an organization that advocates for farmers and farming issues. Anyone who knows me can confirm that this dilemma would have been easy to resolve; I would have chosen my furry family members over home ownership.
Insurers are refusing to write homeowners' policies for people who own breeds that the insurance industry considers to be dangerous. Their decisions are based solely on the breed of the animal, notthe individual characteristics of the particular dog. Dog bites are certainly a public health concern.
However, the insurance industry's approach to the problem is based on faulty assumptions and improper use of dog bite statistics. The insurance industry has prejudged entire breeds of dogs as being "too risky," instead of taking a more reasonable dog-to-dog approach to risk assessment.
Major veterinary and breed registry organizations have strongly opposed breed discrimination in insurance. Authors of scientific studies on dog bites have even argued against the use of their data to support breed-based decision-making by insurers and legislatures.
Dog owners across the country have spoken out about the horrible choice they have been forced to make between obtaining insurance and keeping their dogs. There has existed a historic tension between risk classification and social policy.
Classification and insurability decisions are usually "actuarially justified"-that is, the insurance company has identified a statistical correlation between a characteristic and increased risk."Glitter Christians" by Sandy Simpson.
This DVD is a message based on this article.. Glitter Christians. This is a name I came up with for people attending and teaching at Oral Roberts University in the 70s. Wicca (English: / ˈ w ɪ k ə /), also termed Pagan Witchcraft, is a contemporary Pagan new religious vetconnexx.com was developed in England during the first half of the 20th century and was introduced to the public in by Gerald Gardner, a retired British civil vetconnexx.com draws upon a diverse set of ancient pagan and 20th-century hermetic motifs for its theological structure and ritual.
"Glitter Christians" by Sandy Simpson. This DVD is a message based on this article.. Glitter Christians. This is a name I came up with for people attending and teaching at Oral Roberts University in the 70s.
Staff member contact details, position, qualifications, research interests, expertise and other information. Fertility for Income around the world, from Lyman Stone. A new report (if you can ignore the overblown headline) looks at the massive Millennium Villages project, promoted by economist Jeffrey vetconnexx.com spent a *lot* in Ghana (a budget of $27 Million from a variety of sources, including local government and communities) on economic makeovers of selected locales, but did not have an overall.
I think retraction of papers that report uncorrected statistics is a bit much to ask for; after all, most of the results that were published in the days before rigid statistical corrections were common have turned out to replicate, and indeed large-scale meta-analyses have shown a good degree of consistency, at least in the sets of regions that activate for broad task contrasts. Wicca (English: / ˈ w ɪ k ə /), also termed Pagan Witchcraft, is a contemporary Pagan new religious vetconnexx.com was developed in England during the first half of the 20th century and was introduced to the public in by Gerald Gardner, a retired British civil vetconnexx.com draws upon a diverse set of ancient pagan and 20th-century hermetic motifs for its theological structure and ritual. A listing of psychological research being conducted online.
Christopher Columbus "Chris" Kraft Jr. (born February 28, ) is an American aerospace engineer and retired NASA engineer and manager who was instrumental in establishing the agency's Mission Control operation. Following his graduation from Virginia Tech in , Kraft was hired by the National Advisory Committee for Aeronautics (NACA), the predecessor organization to the National.